53 Habits of Financial Success: How to Create Wealth, Save Money and Be Debt Free

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53 Habits of Financial Success: How to Create Wealth, Save Money and Be Debt Free

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Money: A User’s Guide


Want to make more money, save more money or worry less about money? I’m sure you do. But what if I told you that the way to achieve these goals comes not from working harder or earning more money but actually changing the way you think about money?

Consider how most people think about money:
  • “My house is my biggest investment”

  • “Financial freedom means paying off my mortgage”

  • “I need to work harder to earn more money”


These ideas about money are misguided. Think like most people and you will end up like most people - in debt. That’s because nobody teaches us about money.

After working 20 years in finance, advising everyone from the fabulously rich to the humble teacher trainee, I learned that what separated the wealthy from most people was how the wealthy thought about money. I learned from the successes and failures of my clients that good financial habits are the key to financial freedom.

The User's Guide to Money: Learn from the Rich


Now the good news. If wealth is a habit you can learn from the rich.

You don’t need to spend 20 years studying how people use money on a daily basis and condensing that insight down into an easy read. I’ve done the hard work for you in “User's Guide To Money”.

This book teaches you the secrets of how the wealthy think differently about their money; how rich people use, save and invest money differently to everyone else.

I found that small changes every day can make a big difference. So start now on the road to financial freedom.Employ the User's Guide today to improve your financial health: reduce your debt, build your savings and invest wisely.

What's inside ‘User's Guide To Money’?


Here are some of the habits you’ll learn:
  • How the rich actually create wealth

  • How you need financial "leverage" to make money

  • How to avoid common financial mistakes that lead to massive personal debt

  • How to set financial goals that are both achievable and motivating

  • Why the right financial mindset is important

  • How to save more money

  • The "Rule of 72" and other helpful guides to measure investment

  • Why you should operate multiple bank accounts

  • How to spend less

  • Why you need to make money while you sleep

  • How to assess potential investments

  • Why you need to understand the difference between "good" and "bad" debt

  • How to manage your credit cards

  • How to build wealth through real estate and gold

...and more!